State-Wise Bank Closures in April 2025 – Plan Your Transactions Accordingly
As April 2025 marks the beginning of the new fiscal year (FY26), the Reserve Bank of India (RBI) has released its official holiday calendar, outlining the bank holidays across different states. Since bank holidays in India vary by state, they are determined based on national, regional, and religious observances.
For businesses and individuals, understanding these holidays is crucial for financial planning, ensuring that transactions like loan payments, cheque clearances, salary deposits, and cash withdrawals are not affected. While physical bank branches will remain closed, digital banking services such as internet banking, mobile banking, UPI transactions, and ATM withdrawals will remain operational.
This guide provides a detailed breakdown of bank closures in April 2025, state-wise, along with the reasons for each holiday.
Banks in different states will remain closed on multiple days in April due to festivals, national events, and regional observances. Customers can still use online banking services without disruption.
Complete State-Wise List of Bank Holidays in April 2025
April 1, 2025 (Tuesday) – Banks’ Yearly Account Closing / Sarhul
Applicable in: All states
Reason: Annual closing of accounts as per RBI mandate. In Jharkhand, banks will also be shut for Sarhul, a tribal festival marking the arrival of the new year.
April 5, 2025 (Saturday) – Babu Jagjivan Ram’s Birthday
Applicable in: Telangana
Reason: Birth anniversary of Babu Jagjivan Ram, a social reformer and Dalit leader.
April 10, 2025 (Thursday) – Mahavir Jayanti
Applicable in: Gujarat, Maharashtra, Karnataka, Tamil Nadu, Rajasthan, Uttar Pradesh, West Bengal, Telangana
Reason: Birth anniversary of Lord Mahavir, a significant festival for the Jain community.
April 14, 2025 (Monday) – Ambedkar Jayanti / Regional New Year Celebrations
Applicable in: Mizoram, Madhya Pradesh, Chandigarh, Arunachal Pradesh, Nagaland, New Delhi, Chhattisgarh, Meghalaya, Himachal Pradesh
Reason: Dr. B.R. Ambedkar’s birth anniversary, along with state-specific New Year celebrations like Vishu (Kerala), Tamil New Year (Tamil Nadu), and Bohag Bihu (Assam).
April 15, 2025 (Tuesday) – Bengali New Year / Himachal Day / Bohag Bihu
Applicable in: Assam, West Bengal, Arunachal Pradesh, Himachal Pradesh
Reason: State-specific holidays, including Pohela Boishakh (Bengali New Year), Bohag Bihu (Assamese New Year), and Himachal Day (foundation day of Himachal Pradesh).
April 18, 2025 (Friday) – Good Friday
Applicable in: Tripura, Assam, Rajasthan, Jammu, Himachal Pradesh, Srinagar
Reason: Christian observance commemorating the crucifixion of Jesus Christ.
April 21, 2025 (Monday) – Garia Puja (Tripura Only)
Applicable in: Tripura
Reason: Traditional tribal festival in Tripura to honor Lord Garia.
April 29, 2025 (Tuesday) – Bhagwan Shri Parshuram Jayanti (Himachal Pradesh Only)
Applicable in: Himachal Pradesh
Reason: Birth anniversary of Lord Parshuram, the sixth incarnation of Lord Vishnu.
April 30, 2025 (Wednesday) – Basava Jayanti / Akshaya Tritiya
Applicable in: Karnataka
Reason: Basava Jayanti (celebrating Basavanna, founder of the Lingayat sect) and Akshaya Tritiya (a highly auspicious Hindu festival for prosperity and new beginnings).
Second and Fourth Saturday Closures in April 2025
As per RBI regulations, banks will also remain closed on:
April 12, 2025 (Second Saturday)
April 26, 2025 (Fourth Saturday)
Additionally, all banks will be closed on Sundays (April 6, 13, 20, and 27).
Banks will be closed on all Sundays and the second and fourth Saturdays, in addition to regional holidays.
How Bank Holidays Will Affect Financial Transactions
With multiple holidays lined up in April 2025, individuals and businesses need to plan their financial transactions accordingly to avoid disruptions.
Impact of Bank Holidays:
Cheque Clearances and Loan Disbursements: Expect delays as these require bank processing on working days.
Cash Deposits and Withdrawals: ATMs may experience high demand or cash shortages during long weekends.
In-Branch Banking Services: Tasks like KYC updates, demand draft issuance, and account opening will be affected.
However, digital banking will remain operational for:
NEFT, RTGS, IMPS, and UPI transactions
Bill payments and recharges
Mobile banking and ATM withdrawals
While physical bank branches will be closed, digital banking services remain accessible 24/7.
Why It’s Important to Be Aware of Bank Holidays
Knowing the state-wise bank holiday list helps in:
Planning salary withdrawals, EMI payments, and bill due dates
Scheduling business transactions, vendor payments, and stock market trades
Avoiding cash shortages during long weekends or festival seasons
Ensuring timely fund transfers without last-minute delays
Being informed about bank holidays ensures smooth financial planning for both individuals and businesses.
