Kota Bank Scam: ICICI Relationship Manager Diverts ₹4.58 Crore from FDs into Stock Market

A shocking bank fraud has come to light in Rajasthan’s Kota, where a relationship manager at ICICI Bank allegedly siphoned off ₹4.58 crore from customer fixed deposit accounts. The scam, which remained undetected for nearly two years, involved the misuse of bank facilities and a carefully planned deception by the accused.

110 Fixed Deposits, 41 Victims, and Over ₹4 Crore Gone

The accused, identified as Sakshi Gupta, was working as a relationship manager at ICICI Bank. Over a period spanning from 2020 to 2023, she reportedly misused the bank’s ‘User FD’ facility to withdraw funds illegally from 110 fixed deposit accounts belonging to 41 customers.

According to police, Gupta changed the registered mobile numbers on the bank accounts to those of her own family members. This allowed her to intercept One-Time Passwords (OTPs) and complete transactions without the knowledge of the actual account holders.

Fraud Discovered After a Customer Inquiry

The fraud came to light only in February 2025, when a customer approached the bank to inquire about a missing FD. This triggered an internal investigation, which exposed unauthorized withdrawals across several accounts. ICICI Bank promptly filed a police complaint on February 18.

Stock Market Used as the Money Trail

The diverted funds were allegedly channeled into the stock market, as per reports. Investigating officer Ibrahim Khan stated, “She linked the phone numbers of her family members to these accounts and withdrew more than ₹4 crore.” He also revealed that Gupta had developed a system to access OTPs on her device, ensuring the customers remained unaware of the fraudulent activity.

Arrested During Her Sister’s Wedding

In a dramatic turn, Gupta was arrested by the local police during her sister’s wedding and has since been sent to judicial custody. The case is now under detailed investigation, and more revelations may follow as authorities dig deeper into the two-year-long fraud.

Sneha Gandhi

Sneha Gandhi is a passionate stock market learner and finance content writer who loves exploring market trends and sharing the latest updates with readers. She enjoys simplifying complex market news and making financial insights easy for everyone to understand.

Published by
Sneha Gandhi

Recent Posts

Large Trade Deal: Meesho, Aequs, Vidya Wires IPOs Enter Final Bidding Day as GMPs Surge on Strong Demand

The IPO market witnessed strong action on Friday as Meesho, Aequs, and Vidya Wires entered…

20 minutes ago

ITC Hotels Shares Trade Flat as ₹3,856 Crore Block Deal Transfers 9% Equity; BAT Likely Seller

ITC Hotels witnessed one of its biggest trading sessions in recent months as a massive…

44 minutes ago

RBI Cuts Repo Rate to 5.25%; Announces ₹1 Lakh Crore OMO & $5 Billion USD/INR Swap

In a major monetary policy move, the Reserve Bank of India (RBI) delivered a 25…

1 hour ago

Undervalued Rupee Could Attract Foreign Investors Back to Indian Markets, Say Brokerages

Indian Rupee Weakness Persists, but Analysts See Undervaluation Creating a Long-Term Opportunity The Indian rupee’s…

18 hours ago

Sensex Pulls Back 200 Points and Nifty Slips Below 26,050: What Triggered the Market Decline

Sensex Slides from Day’s High as Nifty Ends Below 26,050: Five Key Reasons Behind the…

19 hours ago

Cigarette Prices Likely to Rise Slightly Under New Excise Bill, Analysts Predict Muted Impact

Cigarette Prices May Edge Higher Under New Excise Bill, but Analysts Expect Only Mild Impact…

20 hours ago

This website uses cookies.