{"id":23872,"date":"2026-04-02T15:55:07","date_gmt":"2026-04-02T10:25:07","guid":{"rendered":"https:\/\/trending.niftytrader.in\/?p=23872"},"modified":"2026-04-02T15:55:07","modified_gmt":"2026-04-02T10:25:07","slug":"debt-funds-beat-fds-fixed-income-shift","status":"publish","type":"post","link":"https:\/\/www.niftytrader.in\/markets\/debt-funds-beat-fds-fixed-income-shift\/","title":{"rendered":"Debt Funds Beat FDs Again \u2014 Why India\u2019s Fixed-Income Playbook Is Quietly Shifting"},"content":{"rendered":"<p data-start=\"299\" data-end=\"372\">India\u2019s fixed-income landscape is seeing a <strong data-start=\"342\" data-end=\"371\">quiet but important shift<\/strong>.<\/p>\n<p data-start=\"374\" data-end=\"582\">Even after recent rate hikes by <a href=\"https:\/\/bank.sbi\/\" rel=\"noopener\"><span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">State Bank of India<\/span><\/span><\/a>, <strong data-start=\"445\" data-end=\"557\">nearly 176 debt mutual funds have delivered returns above traditional fixed deposits over the last two years<\/strong>, raising a key question:<\/p>\n<p data-start=\"584\" data-end=\"650\">\ud83d\udc49 <em data-start=\"587\" data-end=\"650\">Are FDs losing their edge as the default low-risk investment?<\/em><\/p>\n<h2 data-section-id=\"557kma\" data-start=\"657\" data-end=\"694\">What Just Changed<\/h2>\n<p data-start=\"696\" data-end=\"714\">Recent data shows:<\/p>\n<ul data-start=\"715\" data-end=\"923\">\n<li data-section-id=\"tu9g3x\" data-start=\"715\" data-end=\"781\">Around <strong data-start=\"724\" data-end=\"779\">176 debt funds delivered &gt;6.5% returns over 2 years<\/strong><\/li>\n<li data-section-id=\"11dlibs\" data-start=\"782\" data-end=\"923\">This is <strong data-start=\"792\" data-end=\"832\">higher than many comparable FD rates<\/strong>, even after banks raised rates by ~25 basis points<\/li>\n<\/ul>\n<p data-start=\"925\" data-end=\"1041\">This isn\u2019t just a performance statistic; it signals a <strong data-start=\"980\" data-end=\"1040\">potential shift in how fixed-income capital is allocated<\/strong>.<\/p>\n<h2 data-section-id=\"jm1akp\" data-start=\"1048\" data-end=\"1080\">Why Markets Care Right Now<\/h2>\n<p data-start=\"1082\" data-end=\"1115\">This development matters because:<\/p>\n<ul data-start=\"1117\" data-end=\"1309\">\n<li data-section-id=\"zhv5o3\" data-start=\"1117\" data-end=\"1177\"><strong data-start=\"1119\" data-end=\"1158\">FD rates are peaking or stabilising<\/strong>, limiting upside<\/li>\n<li data-section-id=\"1e47w3y\" data-start=\"1178\" data-end=\"1249\"><strong data-start=\"1180\" data-end=\"1225\">Debt fund yields adjust with bond markets<\/strong>, offering flexibility<\/li>\n<li data-section-id=\"1i0cg2m\" data-start=\"1250\" data-end=\"1309\">Investors may <strong data-start=\"1266\" data-end=\"1309\">rotate money out of FDs into debt funds<\/strong><\/li>\n<\/ul>\n<p data-start=\"1311\" data-end=\"1325\">\ud83d\udc49 That means:<\/p>\n<ul data-start=\"1326\" data-end=\"1448\">\n<li data-section-id=\"5zoj0f\" data-start=\"1326\" data-end=\"1360\">Mutual fund inflows could rise<\/li>\n<li data-section-id=\"emcmqf\" data-start=\"1361\" data-end=\"1398\">Bond market demand may strengthen<\/li>\n<li data-section-id=\"1ysqi1a\" data-start=\"1399\" data-end=\"1448\">Fixed-income allocation strategies may change<\/li>\n<\/ul>\n<p data-start=\"1450\" data-end=\"1534\">This is not a short-term story; it\u2019s a <strong data-start=\"1490\" data-end=\"1533\">structural allocation shift in progress<\/strong>.<\/p>\n<h2 data-section-id=\"1j9mzld\" data-start=\"1541\" data-end=\"1591\">Debt Funds vs. FDs\u2014What&#8217;s Driving the Shift<\/h2>\n<h3 data-section-id=\"1sz1czj\" data-start=\"1593\" data-end=\"1626\">1\ufe0f\u20e3 Returns Gap Is Opening Up<\/h3>\n<ul data-start=\"1627\" data-end=\"1744\">\n<li data-section-id=\"161559j\" data-start=\"1627\" data-end=\"1690\">Debt funds are currently delivering <strong data-start=\"1665\" data-end=\"1688\">~6.5%+ over 2 years<\/strong><\/li>\n<li data-section-id=\"w9bf4a\" data-start=\"1691\" data-end=\"1744\">Many FDs are in a similar or slightly lower range<\/li>\n<\/ul>\n<p data-start=\"1746\" data-end=\"1757\">Unlike FDs:<\/p>\n<ul data-start=\"1758\" data-end=\"1880\">\n<li data-section-id=\"1ip3vv2\" data-start=\"1758\" data-end=\"1812\">Debt fund returns are <strong data-start=\"1782\" data-end=\"1799\">market-linked<\/strong>, not fixed<\/li>\n<li data-section-id=\"yrdbbf\" data-start=\"1813\" data-end=\"1880\">They benefit from <strong data-start=\"1833\" data-end=\"1880\">bond yield cycles and reinvestment dynamics<\/strong><\/li>\n<\/ul>\n<h3 data-section-id=\"1r2c18o\" data-start=\"1887\" data-end=\"1932\">2\ufe0f\u20e3 Flexibility Is Becoming More Valuable<\/h3>\n<p data-start=\"1933\" data-end=\"1950\">Debt funds offer:<\/p>\n<ul data-start=\"1951\" data-end=\"2059\">\n<li data-section-id=\"axkx54\" data-start=\"1951\" data-end=\"1989\">Better liquidity (easy redemption)<\/li>\n<li data-section-id=\"1179zcz\" data-start=\"1990\" data-end=\"2059\">Portfolio diversification (bonds, treasury bills, corporate debt)<\/li>\n<\/ul>\n<p data-start=\"2061\" data-end=\"2065\">FDs:<\/p>\n<ul data-start=\"2066\" data-end=\"2114\">\n<li data-section-id=\"c4o6mb\" data-start=\"2066\" data-end=\"2082\">Fixed tenure<\/li>\n<li data-section-id=\"vydmla\" data-start=\"2083\" data-end=\"2114\">Penalty on early withdrawal<\/li>\n<\/ul>\n<p data-start=\"2116\" data-end=\"2180\">\ud83d\udc49 In uncertain rate cycles, flexibility is a <strong data-start=\"2162\" data-end=\"2179\">big advantage<\/strong>.<\/p>\n<h3 data-section-id=\"1vq4exn\" data-start=\"2187\" data-end=\"2231\">3\ufe0f\u20e3 Tax Efficiency<\/h3>\n<p data-start=\"2232\" data-end=\"2243\">Debt funds:<\/p>\n<ul data-start=\"2244\" data-end=\"2317\">\n<li data-section-id=\"1stk1ie\" data-start=\"2244\" data-end=\"2267\">Taxed at redemption<\/li>\n<li data-section-id=\"13ysgpf\" data-start=\"2268\" data-end=\"2317\">Potentially better for <strong data-start=\"2293\" data-end=\"2317\">cash-flow management<\/strong><\/li>\n<\/ul>\n<p data-start=\"2319\" data-end=\"2323\">FDs:<\/p>\n<ul data-start=\"2324\" data-end=\"2365\">\n<li data-section-id=\"5il83a\" data-start=\"2324\" data-end=\"2365\">Interest taxed annually at slab rates<\/li>\n<\/ul>\n<p data-start=\"2367\" data-end=\"2389\">This matters more for:<\/p>\n<ul data-start=\"2390\" data-end=\"2442\">\n<li data-section-id=\"1ru115h\" data-start=\"2390\" data-end=\"2415\">High-income investors<\/li>\n<li data-section-id=\"guas7g\" data-start=\"2416\" data-end=\"2442\">Longer holding periods<\/li>\n<\/ul>\n<h2 data-section-id=\"1fazoa2\" data-start=\"2449\" data-end=\"2483\">Which Debt Funds Are Leading<\/h2>\n<p data-start=\"2485\" data-end=\"2519\">The outperformance is coming from:<\/p>\n<ul data-start=\"2521\" data-end=\"2624\">\n<li data-section-id=\"zs28dk\" data-start=\"2521\" data-end=\"2548\"><strong data-start=\"2523\" data-end=\"2548\">Target maturity funds<\/strong><\/li>\n<li data-section-id=\"12ld4p8\" data-start=\"2549\" data-end=\"2582\"><strong data-start=\"2551\" data-end=\"2582\">Fixed maturity plans (FMPs)<\/strong><\/li>\n<li data-section-id=\"11xtb4w\" data-start=\"2583\" data-end=\"2624\">Select short-to-medium duration funds<\/li>\n<\/ul>\n<p data-start=\"2626\" data-end=\"2643\">These categories:<\/p>\n<ul data-start=\"2644\" data-end=\"2728\">\n<li data-section-id=\"1dy2fpa\" data-start=\"2644\" data-end=\"2688\">Align duration with interest rate cycles<\/li>\n<li data-section-id=\"1tk9zt2\" data-start=\"2689\" data-end=\"2728\">Capture yield efficiently over time<\/li>\n<\/ul>\n<h2 data-section-id=\"uwcqjv\" data-start=\"2735\" data-end=\"2771\">But This Isn\u2019t a Simple Switch<\/h2>\n<p data-start=\"2773\" data-end=\"2839\">Before shifting from FDs to debt funds, investors must understand:<\/p>\n<h3 data-section-id=\"4bz3d7\" data-start=\"2841\" data-end=\"2876\">\ud83d\udd34 Debt Funds Are Not Risk-Free<\/h3>\n<p data-start=\"2877\" data-end=\"2888\">They carry:<\/p>\n<ul data-start=\"2889\" data-end=\"2927\">\n<li data-section-id=\"4qdtm7\" data-start=\"2889\" data-end=\"2911\">Interest rate risk<\/li>\n<li data-section-id=\"xotfie\" data-start=\"2912\" data-end=\"2927\">Credit risk<\/li>\n<\/ul>\n<p data-start=\"2929\" data-end=\"2940\">Unlike FDs:<\/p>\n<ul data-start=\"2941\" data-end=\"2973\">\n<li data-section-id=\"ock4j0\" data-start=\"2941\" data-end=\"2973\">Returns are <strong data-start=\"2955\" data-end=\"2973\">not guaranteed<\/strong><\/li>\n<\/ul>\n<h3 data-section-id=\"1arr9nu\" data-start=\"2980\" data-end=\"3008\">\ud83d\udfe1 FDs Still Have a Role<\/h3>\n<p data-start=\"3009\" data-end=\"3033\">FDs remain relevant for:<\/p>\n<ul data-start=\"3034\" data-end=\"3101\">\n<li data-section-id=\"1fclwi1\" data-start=\"3034\" data-end=\"3056\">Capital protection<\/li>\n<li data-section-id=\"1c424x7\" data-start=\"3057\" data-end=\"3076\">Emergency funds<\/li>\n<li data-section-id=\"soy2du\" data-start=\"3077\" data-end=\"3101\">Short-term certainty<\/li>\n<\/ul>\n<p data-start=\"3103\" data-end=\"3169\">\ud83d\udc49 This is not a replacement story; it\u2019s an <strong data-start=\"3148\" data-end=\"3168\">allocation story<\/strong>.<\/p>\n<h2 data-section-id=\"6zxocm\" data-start=\"3176\" data-end=\"3214\">What Investors Should Watch Next<\/h2>\n<p data-start=\"3216\" data-end=\"3242\">This trend will depend on:<\/p>\n<h3 data-section-id=\"1xgwxpr\" data-start=\"3244\" data-end=\"3271\">1\ufe0f\u20e3 Interest Rate Cycle<\/h3>\n<ul data-start=\"3272\" data-end=\"3372\">\n<li data-section-id=\"t9pe9z\" data-start=\"3272\" data-end=\"3323\">If rates stabilise \u2192 debt funds stay attractive<\/li>\n<li data-section-id=\"16248fm\" data-start=\"3324\" data-end=\"3372\">If rates rise sharply \u2192 volatility increases<\/li>\n<\/ul>\n<h3 data-section-id=\"10rn1ul\" data-start=\"3374\" data-end=\"3399\">2\ufe0f\u20e3 FD Rate Direction<\/h3>\n<ul data-start=\"3400\" data-end=\"3493\">\n<li data-section-id=\"16qb952\" data-start=\"3400\" data-end=\"3437\">If banks stop hiking \u2192 gap widens<\/li>\n<li data-section-id=\"1pqmvnz\" data-start=\"3438\" data-end=\"3493\">If aggressive hikes continue \u2192 competition tightens<\/li>\n<\/ul>\n<h3 data-section-id=\"155drg5\" data-start=\"3495\" data-end=\"3520\">3\ufe0f\u20e3 Mutual Fund Flows<\/h3>\n<ul data-start=\"3521\" data-end=\"3579\">\n<li data-section-id=\"2tqx5o\" data-start=\"3521\" data-end=\"3579\">Rising inflows into debt funds = confirmation of shift<\/li>\n<\/ul>\n<h2 data-section-id=\"k19z8z\" data-start=\"3586\" data-end=\"3631\">The Real Takeaway<\/h2>\n<p data-start=\"3633\" data-end=\"3650\">This isn\u2019t about:<\/p>\n<blockquote data-start=\"3651\" data-end=\"3670\">\n<p data-start=\"3653\" data-end=\"3670\">\u201cFD vs Debt Fund\u201d<\/p>\n<\/blockquote>\n<p data-start=\"3672\" data-end=\"3683\">It\u2019s about:<\/p>\n<blockquote data-start=\"3684\" data-end=\"3746\">\n<p data-start=\"3686\" data-end=\"3746\"><strong data-start=\"3686\" data-end=\"3746\">\u201cWhere should your low-risk money sit in today\u2019s cycle?\u201d<\/strong><\/p>\n<\/blockquote>\n<h2 data-section-id=\"spmut3\" data-start=\"3753\" data-end=\"3776\">Final Market View<\/h2>\n<ul data-start=\"3778\" data-end=\"3959\">\n<li data-section-id=\"1cnmbxk\" data-start=\"3778\" data-end=\"3825\">Debt funds outperforming FDs is <strong data-start=\"3812\" data-end=\"3823\">not new<\/strong><\/li>\n<li data-section-id=\"16t3mdi\" data-start=\"3826\" data-end=\"3891\">But the <strong data-start=\"3836\" data-end=\"3869\">scale (176 funds beating FDs)<\/strong> makes it meaningful<\/li>\n<li data-section-id=\"1iz7jew\" data-start=\"3892\" data-end=\"3959\">This suggests a <strong data-start=\"3910\" data-end=\"3959\">gradual rebalancing in fixed-income investing<\/strong><\/li>\n<\/ul>\n<h2 data-section-id=\"tvnz6h\" data-start=\"3966\" data-end=\"3983\">Bottom Line<\/h2>\n<p data-start=\"3985\" data-end=\"4146\">\ud83d\udc49 FDs are no longer the uncontested default<br data-start=\"4029\" data-end=\"4032\" \/>\ud83d\udc49 Debt funds are emerging as a <strong data-start=\"4064\" data-end=\"4091\">competitive alternative<\/strong><br data-start=\"4091\" data-end=\"4094\" \/>\ud83d\udc49 Smart allocation, not blind switching is key<\/p>\n<p data-start=\"3985\" data-end=\"4146\">Also Read: <a href=\"https:\/\/www.niftytrader.in\/markets\/ola-ev-price-cut-battery-cost-shift-india\/\">Ola Electric Slashes Roadster Price \u20b960,000\u2014Battery Breakthrough Triggers EV Cost Shift<\/a><\/p>\n<h2 data-start=\"3985\" data-end=\"4146\">FAQs<\/h2>\n<div class=\"flex max-w-full flex-col gap-4 grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&amp;]:mt-1\" dir=\"auto\" tabindex=\"0\" data-message-author-role=\"assistant\" data-message-id=\"955a79a6-9726-439d-aec4-9fa1b977daf0\" data-message-model-slug=\"gpt-5-3\" data-turn-start-message=\"true\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden\">\n<div class=\"markdown prose dark:prose-invert w-full wrap-break-word light markdown-new-styling\">\n<h3 data-section-id=\"156qp73\" data-start=\"29\" data-end=\"79\">1) Are debt funds safer than fixed deposits?<\/h3>\n<p data-start=\"80\" data-end=\"252\">No. Debt funds are <strong data-start=\"99\" data-end=\"116\">not risk-free<\/strong>. Unlike FDs, they carry interest rate risk and credit risk. FDs offer capital protection, while debt funds offer market-linked returns.<\/p>\n<h3 data-section-id=\"miuefr\" data-start=\"259\" data-end=\"315\">2) Why are debt funds outperforming FDs right now?<\/h3>\n<p data-start=\"316\" data-end=\"488\">Because they benefit from <strong data-start=\"342\" data-end=\"390\">bond yield movements and reinvestment cycles<\/strong>, especially when interest rates stabilise after hikes. This creates a temporary return advantage.<\/p>\n<h3 data-section-id=\"b15gc0\" data-start=\"495\" data-end=\"554\">3) Can debt funds continue to beat FDs in the future?<\/h3>\n<p data-start=\"555\" data-end=\"715\">Not guaranteed. If interest rates rise again or credit events occur, debt fund returns can become volatile. The current trend depends heavily on the rate cycle.<\/p>\n<h3 data-section-id=\"ov992e\" data-start=\"722\" data-end=\"778\">4) Which debt fund categories are performing best?<\/h3>\n<ul data-start=\"779\" data-end=\"871\">\n<li data-section-id=\"1q3j3s8\" data-start=\"779\" data-end=\"804\">Target maturity funds<\/li>\n<li data-section-id=\"1slatu4\" data-start=\"805\" data-end=\"836\">Fixed maturity plans (FMPs)<\/li>\n<li data-section-id=\"svmg7c\" data-start=\"837\" data-end=\"871\">Short-to-medium duration funds<\/li>\n<\/ul>\n<p data-start=\"873\" data-end=\"928\">These are better aligned with current yield conditions.<\/p>\n<h3 data-section-id=\"1gf4r0c\" data-start=\"935\" data-end=\"985\">5) Are debt funds better for taxes than FDs?<\/h3>\n<p data-start=\"986\" data-end=\"1165\">It depends. Debt funds allow <strong data-start=\"1015\" data-end=\"1048\">tax deferral until redemption<\/strong>, while FD interest is taxed annually. However, overall tax efficiency varies by investor profile and holding period.<\/p>\n<h3 data-section-id=\"nbdzzx\" data-start=\"1172\" data-end=\"1239\">6) Should investors switch completely from FDs to debt funds?<\/h3>\n<p data-start=\"1240\" data-end=\"1386\">No. This is not a replacement strategy. A balanced allocation is better\u2014FDs for safety and liquidity, debt funds for potential return enhancement.<\/p>\n<h3 data-section-id=\"7wc253\" data-start=\"1393\" data-end=\"1453\">7) What are the biggest risks in debt funds right now?<\/h3>\n<ul data-start=\"1454\" data-end=\"1552\">\n<li data-section-id=\"9ddkjx\" data-start=\"1454\" data-end=\"1482\">Interest rate volatility<\/li>\n<li data-section-id=\"1aj9kh2\" data-start=\"1483\" data-end=\"1523\">Credit defaults in lower-rated bonds<\/li>\n<li data-section-id=\"wxo1ba\" data-start=\"1524\" data-end=\"1552\">Unexpected market shocks<\/li>\n<\/ul>\n<p data-start=\"1554\" data-end=\"1608\">These risks can impact returns even in the short term.<\/p>\n<h3 data-section-id=\"1s7jae6\" data-start=\"1615\" data-end=\"1677\">8) What signals should investors track before investing?<\/h3>\n<ul data-start=\"1678\" data-end=\"1774\">\n<li data-section-id=\"1vk5seh\" data-start=\"1678\" data-end=\"1705\">Interest rate direction<\/li>\n<li data-section-id=\"n66qok\" data-start=\"1706\" data-end=\"1729\">Bank FD rate trends<\/li>\n<li data-section-id=\"11czl8e\" data-start=\"1730\" data-end=\"1774\">Mutual fund inflows into debt categories<\/li>\n<\/ul>\n<p data-start=\"1776\" data-end=\"1828\">These help confirm whether the shift is sustainable.<\/p>\n<h3 data-section-id=\"yrmeaz\" data-start=\"1835\" data-end=\"1895\">9) Are debt funds suitable for short-term investments?<\/h3>\n<p data-start=\"1896\" data-end=\"2029\">Some categories (like liquid or ultra-short funds) can be, but not all. Duration and risk profile must match your investment horizon.<\/p>\n<h3 data-section-id=\"ndxq3g\" data-start=\"2036\" data-end=\"2085\">10) What is the key takeaway for investors?<\/h3>\n<p data-start=\"2086\" data-end=\"2219\" data-is-last-node=\"\" data-is-only-node=\"\">The shift is <strong data-start=\"2099\" data-end=\"2140\">not about choosing one over the other; <\/strong>it\u2019s about <strong data-start=\"2152\" data-end=\"2218\">smart allocation based on market conditions and risk tolerance<\/strong>.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"mt-3 w-full empty:hidden\">\n<div class=\"text-center\">\n<div>\n<div class=\"inline-flex border border-gray-100 dark:border-gray-700 rounded-xl\">\n<div class=\"bg-token-main-surface-tertiary w-px flex-1 self-stretch\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>India\u2019s fixed-income landscape is seeing a quiet but important shift. Even after recent rate hikes by State Bank of India, nearly 176 debt mutual funds have delivered returns above traditional fixed deposits over the last two years, raising a key question: \ud83d\udc49 Are FDs losing their edge as the default low-risk investment? What Just Changed [&hellip;]<\/p>\n","protected":false},"author":11,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1362],"tags":[],"ppma_author":[1523],"class_list":{"0":"post-23872","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-finance-and-economy-news"}," _eael_post_view_count":0,"authors":[{"term_id":1523,"user_id":11,"is_guest":0,"slug":"nikki","display_name":"Nikki Lodha","avatar_url":"https:\/\/secure.gravatar.com\/avatar\/ae2e265bd56e0e890c866fbaa55d29846ba20cc5372adf666652268816af117e?s=96&d=mm&r=g","0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":""}],"_links":{"self":[{"href":"https:\/\/www.niftytrader.in\/markets\/wp-json\/wp\/v2\/posts\/23872","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.niftytrader.in\/markets\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.niftytrader.in\/markets\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.niftytrader.in\/markets\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.niftytrader.in\/markets\/wp-json\/wp\/v2\/comments?post=23872"}],"version-history":[{"count":2,"href":"https:\/\/www.niftytrader.in\/markets\/wp-json\/wp\/v2\/posts\/23872\/revisions"}],"predecessor-version":[{"id":23878,"href":"https:\/\/www.niftytrader.in\/markets\/wp-json\/wp\/v2\/posts\/23872\/revisions\/23878"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.niftytrader.in\/markets\/wp-json\/wp\/v2\/media\/23886"}],"wp:attachment":[{"href":"https:\/\/www.niftytrader.in\/markets\/wp-json\/wp\/v2\/media?parent=23872"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.niftytrader.in\/markets\/wp-json\/wp\/v2\/categories?post=23872"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.niftytrader.in\/markets\/wp-json\/wp\/v2\/tags?post=23872"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/www.niftytrader.in\/markets\/wp-json\/wp\/v2\/ppma_author?post=23872"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}