Mumbai, July 31: Aditya Birla Capital Limited (ABCL) on Friday reported a 40% year-on-year jump in consolidated net profit to Rs 1,175 crore for the quarter ended June 30, 2026, against Rs 839 crore a year earlier, the company said in its unaudited financial results filed with stock exchanges. Consolidated revenue rose 29% year-on-year to Rs 14,731 crore, with growth spread across lending, asset management and insurance businesses, ABCL said.
Note: Q1 FY26 net profit has been restated to Rs 838.63 crore in the current filing to reflect Aditya Birla Health Insurance’s shift to Ind AS 117 accounting this quarter; the originally reported Q1 FY26 figure was Rs 835.08 crore, per ABCL’s disclosures.
The holding company for the Aditya Birla Group’s financial services businesses also disclosed it raised Rs 4,000 crore in fresh equity capital during the quarter, onboarding the International Finance Corporation (IFC) as a new shareholder alongside promoter Grasim Industries.
Q1 FY27 Highlights
- Net profit: Rs 1,175 crore, up 40% YoY
- Consolidated revenue: Rs 14,731 crore, up 29% YoY
- Total lending portfolio (NBFC + HFC): Rs 2,19,289 crore, up 32% YoY
- Total AUM (AMC + Life + Health insurance): Rs 7,52,745 crore, up 36% YoY
- Basic EPS: Rs 4.46 versus Rs 3.22 in Q1 FY26
- Fresh capital raised: Rs 4,000 crore via preferential allotment
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Q1 FY27 Results: Key Numbers At A Glance
| Metric | Q1 FY27 | YoY Change | QoQ Change |
|---|---|---|---|
| Net Profit | Rs 1,175 crore | +40% | — |
| Consolidated Revenue | Rs 14,731 crore | +29% | — |
| Total Lending Portfolio | Rs 2,19,289 crore | +32% | +6% |
| Total AUM (AMC+Life+Health) | Rs 7,52,745 crore | +36% | — |
| Mutual Fund QAAUM | Rs 4,27,675 crore | +6% | — |
| Life Insurance Individual FYP | Rs 952 crore | +20% | — |
| Health Insurance GWP | Rs 2,196 crore | +50% | — |
| Basic EPS | Rs 4.46 | vs Rs 3.22 (Q1 FY26) | — |
Source: Aditya Birla Capital Q1 FY27 press release and consolidated financial results, BSE/NSE filings, July 31, 2026.
Note: “Consolidated Revenue” of Rs 14,731 crore is company-defined segment revenue, which includes proportionate revenue from asset management and health insurance — both equity-accounted, not fully consolidated under Ind AS. Total Revenue from Operations under Ind AS statutory statements was Rs 12,179.54 crore, up 28% YoY, ABCL said.
NBFC and Housing Finance Drive Segment Growth
Aditya Birla Finance, ABCL’s NBFC arm, disbursed Rs 21,201 crore during the quarter, up 34% YoY, taking AUM to Rs 1,67,456 crore, up 28% YoY and 5% sequentially, the company said in its investor presentation. Profit before tax grew 32% YoY to Rs 1,222 crore, return on assets improved 14 basis points YoY to 2.39%, and Gross Stage 3 assets improved 97 basis points YoY to 1.30%.
Aditya Birla Housing Finance posted the sharpest growth among the group’s lending units. Disbursements rose 39% YoY to Rs 7,515 crore, and AUM crossed the Rs 50,000-crore mark for the first time, reaching Rs 51,833 crore, up 50% YoY and 9% sequentially, ABCL said. Profit before tax nearly doubled, up 95% YoY to Rs 300 crore, with return on assets up 53 basis points YoY to 2.12% and Gross Stage 3 assets improving 22 basis points YoY to 0.41%.
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Asset Management, Life and Health Insurance
| Business | Key Metric (Q1 FY27) | YoY Growth | Profit (Q1 FY27) | YoY Growth |
|---|---|---|---|---|
| Asset Management | Rs 4,27,675 cr QAAUM | +6% | Rs 309 cr PAT | +12% |
| Life Insurance | Rs 952 cr Individual FYP | +20% | Rs 167 cr Net VNB | +153% |
| Health Insurance | Rs 2,196 cr GWP | +50% | Rs 18 cr PBT | vs -Rs 28 cr (LY) |
Source: Aditya Birla Capital Q1 FY27 investor presentation, July 31, 2026.
Aditya Birla Sun Life AMC’s equity QAAUM rose 10% YoY to Rs 1,98,722 crore, while overall mutual fund QAAUM grew 6% YoY, ABCL said. The life insurance business’s group new business premium jumped 74% YoY to Rs 1,281 crore, and net VNB margin expanded 756 basis points YoY to 15.1%.
Health insurance was the fastest-growing business by percentage, swinging to a Rs 18 crore profit from a Rs 28 crore loss a year earlier, as its combined ratio improved to 106% from 107%, and standalone market share rose 200 basis points YoY to 16.2%, the company said.
Aditya Birla Capital Q1 FY27: Expectation vs Reality
ABCL does not publish a formal pre-results consensus, so the closest available benchmark is the Q4 FY26 exit run-rate and the multi-year targets management set out in its own investor presentation.
| Parameter | Trend/Target Signal | Actual Q1 FY27 | Verdict |
|---|---|---|---|
| Housing Finance PBT growth | Management guidance: “sustain growth momentum, expand RoA” | +95% YoY, RoA up 53 bps to 2.12% | Beat |
| NBFC asset quality | Gross Stage 3 was 1.33% in Q4 FY26 | Improved further to 1.30% | In line |
| Life Insurance VNB margin | 3-year target: VNB margin above 20% | 15.1%, up 756 bps YoY | Below target, improving |
| Health Insurance combined ratio | 107% in Q1 FY26 | Improved to 106% | In line |
| Capital raise scale | Not flagged at this size in Q4 FY26 disclosures | Rs 4,000 cr raised, IFC onboarded | Beat expectations |
Source: Aditya Birla Capital Q4 FY26 and Q1 FY27 investor presentations; Aditya Birla Capital Q1 FY27 press release.
The one segment still trailing its own stated target is life insurance, management’s three-year goal is a VNB margin above 20%, and 15.1% marks steady progress rather than arrival. The Rs 4,000-crore capital raise, and IFC’s entry as a shareholder, went beyond what prior-quarter disclosures had signalled.
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Rs 4,000 Crore Capital Raise: Grasim, IFC Back Growth Push
ABCL raised Rs 4,000 crore in equity growth capital via preferential allotment during the quarter, the company said in its press release. Of this, Rs 2,880 crore came from promoter Grasim Industries, Rs 200 crore from promoter-group entity Suryaja Investment Pte Ltd, Singapore, and Rs 920 crore from IFC. ABCL said 87.5% of proceeds will fund NBFC growth, with the remaining 12.5% for general corporate purposes, including investments in subsidiaries and joint ventures.
Balance Sheet and Digital Scale-Up
The NBFC business’s capital adequacy ratio strengthened to 18.82% as of June 2026 from 16.79% in March 2026, per ABCL’s exchange filing, while standalone net worth rose to Rs 33,405 crore. On digital platforms, ABCL’s D2C app ABCD crossed 1.2 crore customer acquisitions, and MSME-focused Udyog Plus reached Rs 6,229 crore in AUM across more than 24 lakh registrations, the company said. ABCL’s branch network stood at 1,759 outlets pan-India as of June 30, 2026.
Outlook
Management said branch expansion will now target tier 3 and tier 4 towns, and reiterated a multi-year target of doubling AUM, according to the investor presentation. ABCL had informed exchanges it would hold its post-results analyst call at 4:30 pm IST on July 31.
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FAQs
Q1. What is Aditya Birla Capital’s Q1 FY27 net profit?
Rs 1,175 crore, up 40% year-on-year from Rs 839 crore in Q1 FY26, the company said.
Q2. How much capital did Aditya Birla Capital raise in Q1 FY27?
Rs 4,000 crore via preferential allotment, Rs 2,880 crore from Grasim Industries, Rs 200 crore from Suryaja Investment Pte Ltd, and Rs 920 crore from the International Finance Corporation.
Q3. What is Aditya Birla Capital’s total lending portfolio as of June 2026?
Rs 2,19,289 crore, up 32% year-on-year and 6% sequentially.
Q4. Did Aditya Birla Housing Finance cross Rs 50,000 crore in AUM?
Yes — AUM reached Rs 51,833 crore in Q1 FY27, up 50% YoY, crossing Rs 50,000 crore for the first time.
Q5. Is Aditya Birla Health Insurance profitable now?
It reported a Rs 18 crore profit before tax in Q1 FY27, against a Rs 28 crore loss in Q1 FY26, as combined ratio improved to 106%.
