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CITY UNION BANK LTD.178.60 -3.10 (-1.71%)

  • BSE: 542867
  • |
  • NSE: CUB
  • |
  • ISIN NO: INE491A01021
  • |
  • INDUSTRY: Banks
Profile

CUB

City Union Bank or CUB

The City Union Bank was incorporated on 31st October 1904 as 'The Kumbakonam Bank.' In the beginning, the bank preferred the role of a regional bank, but slowly, it built a place for itself in the Delta District, Thanjavur. Then, the company set up its first branch at Mannargud on 24th January 1930. After this, the company started to set up a series of branches at various locations such as Nagapattinam, Sannanallur, Ayyampet, Tirukattupalli, T ... iruvarur, Manapparai, Mayuram, and Porayar within 25 years. In 1957, the Bank also took over the assets and liabilities of the Common Wealth Bank. Due to these five Branches of Common Wealth Bank that were located at Aduthurai, Kodavasal, Valangaiman, Jayankondacholopuram, and Ariyalur were being transferred to the City Union Bank. In April 1965, the two banks namely 'The City Forward Bank' and 'The Union Bank' were being amalgamated, and the bank name was changed to 'The Kumbakonam City Union Bank.' Then in November 1965, CUBL set up its first branch at Madras. Due to this, six more branches were added to the existing one. In December 1987, the Bank name was being changed to the present one. Currently, the Bank has a network of about 196 Branches spread across the entire country.

Some of the Products and Services:

  • Personal Banking– Under this criteria, the bank offers a spectrum of products and services such as saving accounts, deposit schemes, home loans, education loans, debit cards, and much more.
  • NRI banking– Under this criteria, the bank offers both products and services such as deposits, remittance, and other services such as providing PAN assistance and locker services.

Some of the Awards:

  • 2012:
  • The Bank received the Best Mid-sized Bank on both Profitability and Efficiency – Business Today Survey 2012.
  • The Bank also received Industrial Economist Excellence Award –2012.

Read More
Key Data
  • Market cap 9991.00 CR.
  • Book value 71.83
  • Stock P/E 30
  • Dividend Yield 0.37%
  • ROCE 6.70%
  • ROE 9.40%
  • Sales Growth (3Y) 9.51%
  • Face Value (3Y) 1.00
Trend Analysis
  • Short Term Trend :
    Up
  • Medium Term Trend :
    Not Clear
  • Long Term Trend :
    Not Clear

Are you friends with trend?

There is a saying in stock market, "Trend is your best friend"

It means, a good trader doesn't place his money against the trend. Many new traders lose money because they are trying to catch trend reversals but seasoned traders wait for a clear trend to emerge before taking the trade in the direction of trend.

Day Technicals

What is Opening Range Breakout?

An opening range breakout is breaking out of the day's range after a stock has moved for some time in a sideways trend. In technical terms, its a breakout from the support and resistance level in an upward or downward trend.

NR7

What is NR7 trading strategy?

Narrow Range trading strategy or NR7 Trading strategy is a breakout based method which assumes that the price of security trends up or down after a brief consolidation in a narrow range.

Opening Price clues

How to use Opening Price Clues in your trades?

If the stock has same open and high after it has traded for some time, it implies there was a consistent selling pressure that didn't allow the stock to move higher from the opening price. Similarly, if the stock has same open and low price, it implies there was a consistent buying intent that kept the stock price above the opening price.

Day High Low Range
TIME LOWEST HIGHEST
10 AM 180.65 183.30
11 AM 180.65 183.30
12 PM 180.65 183.30
1 PM 180.25 183.30
2 PM 179.20 183.30
3 PM 179.10 183.30
Japanese Candlestick Patterns
Candle Pattern 1 :None
Candle Pattern 2 : None
Candle Pattern 3 :None
Candlestick Price Action
Lower High Lower Low
Pivot Points
Name S4 S3 S2 S1 Pivot Points R1 R2 R3 R4
classic 165.97 171.47 176.97 179.33 182.47 184.83 187.97 193.47 198.97
woodie's 170.04 175.54 177.82 181.05 183.32 186.55 188.82 192.05 197.55
fibonacci - 176.97 179.07 180.37 182.47 184.57 185.87 187.97 -
camarilla 178.68 180.19 180.69 181.20 -- 182.20 182.71 183.21 184.72
Past Performance & Moving Averages
Day’s LOW HIGH RANGE SMA PERFORMANCE Nifty
10 DAY 172.10
200.00
183.98 0.30 % 2.25 %
20 DAY 150.00
200.00
179.28 5.39 % 4.01 %
50 DAY 132.00
200.00
158.45 30.48 % 10.93 %
100 DAY 115.60
200.00
143.72 39.23 % 14.80 %
200 DAY 110.00
233.50
146.63 46.53 % 48.91 %
YTD 110.00
249.35
158.41 -21.55 % 7.80 %
52 Week 110.00
249.35
177.60 -19.60 % 9.87 %

Why are moving Averages important in technical Analysis?

An opening range breakout is breaking out of the day's range after a stock has moved for some time in a sideways trend. In technical terms, its a breakout from the support and resistance level in an upward or downward trend.

Gaps On Day Chart
Unfilled Gap Up On 2020-08-14
120.50 ~ 119.20 SUPPORT
Industry Growth Rate

In Last 1 Year the industry has grown by 15.00 %

In Last 5 Year the industry has grown by 9.30 %

Peer comparison

Sales

COMPANY NAME201420152016201720182019
SBIN189062.00207974.00220633.00230447.00228970.00253322.00
ICICIBANK49479.0054964.0059294.0060940.0062162.0071982.00
HDFCBANK42555.0050666.0063162.0073271.0085288.00105161.00
AXISBANK30736.0035727.0041409.0045175.0046614.0056044.00
Total 77958.00 87332.75 96124.50 102458.25 105758.50 121627.25

Financial

LAST FISCAL CURRENT GROWTH 10 YEAR CAGR
S.NO. COMPANY NAME MARKET CAP CMP BOOK VALUE EPS STOCK P/E ROE GNPA REVENUE NET PROFIT NPM REVENUE NET PROFIT REVENUE NET PROFIT
1 HDFC Bank Ltd 770945.32 1406.95 272.34 41.00 30.37 40.98 105161.00 22332.00 21.24% 23.30% 20.65% 20.48% 25.80%
2 ICICI BANK LTD. 310993.12 480.45 167.47 6.60 81.68 3.30 71982.00 4254.00 5.91% 15.80% 7.10% 1.75%
3 KOTAK MAHINDRA BANK LTD. 346648.04 1813.40 224.42 37.74 44.78 4.95 1.94% 29935.00 7204.00 24.07% 19.12% 16.17% 21.23% 27.15%
4 STATE BANK OF INDIA 220259.08 246.80 247.53 2.58 120.54 2.58 253322.00 2300.00 0.91% 10.64% 10.70%
5 AXIS BANK LTD. 171539.86 608.25 236.40 19.59 36.96 9.80 56044.00 5039.00 8.99% 20.23% 1005.04% 17.87% 10.76%
6 INDUSIND BANK LTD. 62175.90 896.70 384.70 54.77 23.24 5.47 2.10% 22261.00 3301.00 14.83% 28.82%
7 Bandhan Bank Ltd 59974.45 372.40 69.57
8 LAKSHMI VILAS BANK LTD. 26018.79 7.65 56.21
9 BANK OF BARODA 24997.08 54.10 99.43 4.15 21.24 2.08 52906.00 1100.00 2.08% 14.87% 13.03%
10 PUNJAB NATIONAL BANK 22894.47 33.95 66.47 52147.00 7.02% 10.18%
11 Dhanlaxmi Bank Limited 25247.98 9.93 30.08
12 IDBI BANK LTD. 39550.58 38.10 36.23 22102.00 6.62%
13 AU Small Finance Bank Ltd 26913.06 886.00 65.83
14 BANK OF INDIA 15544.72 47.40 127.20 41005.00 7.03% 9.59%
15 IDFC First Bank Ltd 17646.97 36.80 37.92 12204.00 34.14%
16 CANARA BANK 10883.65 105.70 351.16 7.99 23.03 0.80 8.87% 46897.00 602.00 1.28% 13.43% 10.60%
17 FEDERAL BANK LTD. 12960.59 65.05 66.62 6.63 13.70 3.31 2.92% 11635.00 1316.00 11.31% 17.35% 40.75% 13.38% 10.80%
18 CITY UNION BANK LTD. 13360.28 181.45 65.79
19 UNION BANK OF INDIA 10063.29 29.40 77.38 34314.00 4.13%
20 RBL Bank Ltd 11469.51 225.55 148.46 20.10 15.81 2.01 6302.00 858.00 13.61% 38.17% 35.76%
Sales

What is Sales Trend ?

Sales trend is a methodology to understand sales results which helps in understanding the trends of the market over a specific period of time. Sales results are an indicative of the sales patterns followed by the customer over a time period.

Profitability

What is Profit & EPS Trend ?

EPS Trends was initially built in late 2015 when I was just getting into frontend development. Coming from a background in Rails, I was frustrated with how many decisions you had to make early on as a javascript developer.

Net Profit
EPS

What is EBITDA Margin & EBIT Margin ?

Corporate accounting is required to adhere to the standards and practices collectively referred to as the generally accepted accounting principles. EBITDA is an excellent way for corporate accountants to start compiling data, but it should not be considered an absolute result. This is due to the fact that many consider EBITDA more of a broad stroke than a definitive form of accounting practice.

EBITDA Margin
EBIT Margin
NPM
Cash Flow

Why is the Cash Flow Analysis important?

A business needs cash to pay its expenses, to pay bank loans, to pay taxes and to purchase new assets. A cash flow report determines whether a business has enough cash to do exactly this.

Operating Activities
Financing Activities
Investing Activities
Financial Health

What Is Financial Health?

Financial health is a term used to describe the state of one's personal monetary affairs. There are many dimensions to financial health, including the amount of savings you have, how much you’re putting away for retirement, and how much of your income you are spending on fixed or non-discretionary expenses.

Debt to Equity
Piotroski Score
  • 0
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9

What Is the Piotroski Score?

The Piotroski score is a discrete score between 0-9 that reflects nine criteria used to determine the strength of a firm's financial position.

Altman Z Score (Mfg Company)
  • Distress (< 1.81)
  • Caution (>1.81 < 2.99)
  • 13.40
    Safe (3 & above)
Altman Z Score (Non-Mfg Company)
  • Distress ( < 1.23)
  • Caution (>1.23 < 2.6)
  • 55.86
    Safe (2.6 & above)
Valuation

What Is Valuation?

Valuation is the analytical process of determining the current (or projected) worth of an asset or a company. There are many techniques used for doing a valuation. An analyst placing a value on a company looks at the business's management, the composition of its capital structure, the prospect of future earnings, and the market value of its assets, among other metrics.

What is the significance of Rollover data?

Rollover in an important data point and should be analyzed in the expiry week. Rollover involves carry forwarding of ‘futures’ positions from one series (which is nearing expiry date) to the next one.

Rollover percentage actually indicates whether the traders are willing to carry forward their existing. positions (long or short) to the next series or not. Generally, the rollover figures alone will not indicate which direction traders are betting on. You should also check whether absolute open interest is increasing or decreasing over expiries

What is Options Max Pain Theory?

Options Max Pain Theory suggests,

“On option expiration day, the underlying stock price often moves toward a point that brings maximum loss to option buyers.”

Ratio Analysis

The Bank was incorporated in the year 2004 by Rana Kapoor and Late Ashok Kapur, which is a new age private sector bank. And since the inception of the bank has fructified into a “Full-Service Commercial Bank,” it has steadily built Corporate and Institutional Banking, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business and Transaction Banking, and Wealth Management business lines across the whole country.

It is well-equipped to offer a spectrum of products and services to all the corporate and retail customers.

Read More
Bulk Deals
Symbol Name Deal Date Client Name Transcation Type Quantity Price
CUB 2017-04-12 ARDISIA LIMITED S 13353000.00 145.25
CUB 2017-04-12 IDFC MUTUAL FUND IDFC PREMIER EQUITY FUND P 3618785.00 145.00
CUB 2017-04-12 SUNDARAM MUTUAL FUND SELECT MIDCAP P 3456250.00 145.48
CUB 2016-11-03 HDFC MUTUAL FUND P 5248000.00 149.20
CUB 2016-11-03 RUANE CUNNIF & CO. INC. A/C ACACIA PARTNERS LP S 4943077.00 149.20
CUB 2016-03-29 ARDISIA LIMITED P 7800000.00 95.00
CUB 2016-03-29 EMBLEM FII S 7738624.00 95.00
CUB 2014-06-13 L&T VRINDAVAN PROPERTIES LIMITED S 24712337.00 74.25
CUB 2014-06-13 EQUINOX MANAGEMENT PARTNERS-EQUINOX PARTNERS LP P 16488423.00 74.25
CUB 2014-06-13 EQUINOX MANAGEMENT PARTNERS -KUROTO FUND LP P 5187911.00 74.25
CUB 2014-06-13 EQUINOX MANAGEMENT PARTNERS-MASON HILL PARTNERS LP P 3036003.00 74.25
CUB 2014-05-08 NEDERLANDSE FINANCIERINGS-MAATSCHAPPIJ VOOR ONTWIKKELINGSLANDEN N S 23437500.00 63.00
CUB 2014-05-08 LAVENDER INVESTMENTS LIMITED P 22175755.00 63.00
CUB 2013-04-01 INDIA EQUITY GROWTH FUND LIMITED P 3058648.00 52.40
CUB 2013-04-01 INDIA EQUITY GROWTH FUND LIMITED S 3058648.00 52.40
CUB 2012-07-05 ACACIA PARTNERS L.P S 3544700.00 52.80
CUB 2012-07-05 ACACIA BANYAN PARTNERS P 3544700.00 52.80
CUB 2010-12-22 CHANDER KANTA S 3360006.00 52.44
CUB 2010-12-22 CHANDER KANTA P 3090365.00 52.89
CUB 2006-03-22 ALPHASYSTEMS PRIVATE LIMI S 1000000.00 115.00
CUB 2006-03-22 CUB SHARE BROKING SERVICE P 700000.00 115.00
CUB 2006-03-22 INTEGRATED ENTERPRISES IN P 300000.00 115.00
CUB 2005-10-10 HEMANT AGGARWALINDRA SEN S 127000.00 103.04
CUB 2005-10-10 HEMANT AGGARWAL P 127000.00 103.00
Block Deals
Symbol Name Deal Date Client Name Transcation Type Quantity Price
CUB 2014-06-13 EQUINOX MANAGEMENT PARTNERS-MASON HILL PARTNERS LP P 3036003.00 74.25
CUB 2014-06-13 EQUINOX MANAGEMENT PARTNERS -KUROTO FUND LP P 5187911.00 74.25
CUB 2014-06-13 L&T VRINDAVAN PROPERTIES LIMITED S 24712337.00 74.25
CUB 2014-06-13 EQUINOX MANAGEMENT PARTNERS-EQUINOX PARTNERS LP P 16488423.00 74.25
CUB 2012-03-20 IEP INSURANCE BROKING SERVICES PRIVATE LTD P 650000.00 48.50
CUB 2012-03-20 VAIDYANATHAN PADMA S 650000.00 48.50
CUB 2012-03-14 VAIDYANATHAN P S 1287500.00 47.50
CUB 2012-03-14 INTEGRATED ENTERPRISES (INDIA) LTD P 1287500.00 47.50
CUB 2006-03-22 CUB SHARE BROKING P 700000.00 115.00
CUB 2006-03-22 ALPHA SYSTEMS PVT LTD S 700000.00 115.00
Dividend history
Ex Date Amount
2020-03-26 0.50
2019-08-20 0.50
2018-08-23 0.30
2017-08-14 0.30
2016-08-11 0.20
2016-03-18 1.00
2015-08-14 1.10
2014-08-13 1.00
2013-05-30 1.00
2012-08-16 1.00
2011-08-12 0.85
2010-07-22 0.75
2009-08-06 0.75
2008-09-15 0.20
2008-03-13 0.30
2007-07-06 4.00
2001-08-02 2.50
2000-08-02 2.50
Bonus Data
Company Name Split Date From Value To Value
CITY UNION BANK LTD. 2018-07-10 1.00 10.00
CITY UNION BANK LTD. 2017-07-13 1.00 10.00
Split Data
Company Name Split Date From Value To Value