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HDFC Life Insurance Company Ltd647.95 11.45 (1.80%)

  • BSE: 539787
  • |
  • NSE: HDFCLIFE
  • |
  • ISIN NO: INE795G01014
  • |
  • INDUSTRY: Life Insurance
Profile

HDFCLIFE

HDFCLIFE

It was being incorporated at Mumbai as of August 14, 2000, as HDFC Standard Life Insurance Company Limited, a public limited company under the Companies Act, 1956. It also obtained the certificate of commencement of business as of October 12, 2000. Further, it also received its certificate of registration from IRDAI to undertake the life insurance business dated October 23, 2000. Also, the company name has not undergone any change since its incorporation. ...

Some of the Milestones:

  • 2001: The first private life insurer to obtain registration from the IRDAI.
  • 2003: It crossed 100,000 policies and 10,000 individual agents, and distribution tie-ups with HDFC Bank and the other banks.
  • 2004: It launched the unit-linked funds and distribution tie-up with Saraswat Co-operative Bank Limited.
  • 2007: It crossed the 500,000 policy milestone.
  • 2010: Its AUM crossed INR 200,000 million.
  • 2011: It also incorporated the Subsidiary, HDFC Pension as of June 20, 2011.
  • 2012: It turned profitable and registered a profit of INR 2,710 million and the total premium for the year crossed INR 100,000 million.
  • 2014: Its AUM crossed INR 500,000 million, and the dividend was declared for the first time in December 2013.
  • 2016:
  • Its total premium crossed the INR 160,000 million mark.
  • Also the subsidiary, HDFC International was authorized by Dubai Financial Services Authority for carrying on financial services.
  • Also, Standard Life Mauritius increased its stake from 26% to 35%.
  • 2017: Its AUM crossed INR 900,000 million.

Some of the Achievements:

  • 2017: It was India's Best Companies to Work for - India's Best Companies to Work for the study is conducted by The Economic Times & Great Place To Work® Institute.
  • 2016:
  • The ICAI Awards, the Gold Shield for Excellence in Financial Reporting for the Annual Report.
  • It received Indian Insurance Awards for Best Product Innovation (Life Insurance) by Fintelekt.
  • It received SAP ACE Awards - for the Technology Adoption in Banking, Financial Services and Insurance (or BFSI).
  • It received the Finnoviti award to recognize and reward innovations in Banking, Financial Services and Insurance (or BFSI) received for Cancer Care, which is a first of its kind standalone cancer care product from a life insurer.
  • 2015:
  • Indian Insurance Awards: It won Life Insurance Company of the Year, awarded by Fintelekt.
  • It received SM Financial Services Marketing Summit Awards - The Most Customer Responsive Insurance Company of the Year.
  • It received QCI - D. L. Shah Quality Awards - Gold Award, for the case study Improvement in Persistency: A Win for ALL.
  • It received Prime Time Awards - for the Best Creative Advertising - Single Ad or Campaign in the Banking, Financial Services and Insurance (or BFSI) segment.
  • It received the Frost & Sullivan - Project Evaluation & Recognition Program for the project, “Creating a Culture of Continuous Improvement,” an insurance case study.
  • 2014: Also, it received the PCQuest Best IT Implementation Award for Qlik Insights BI Development - Project with Maximum Business Impact.
  • 2013:
  • It won National Award for Excellence in Cost Management for a second consecutive year.
  • It recognized by Celent as Model Insurer Asia of the Year.
  • 2012:
  • It won the Porter Prize for leveraging unique activities.
  • It won National Award for Excellence in Cost Management, awarded by the Institute of Cost Accountants of India.
  • 2011: It won the Golden Peacock HR Excellence Award.

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Key Data
  • Market cap 117422.00 CR.
  • Book value 33.64
  • Stock P/E 99
  • Dividend Yield 0.28%
  • ROCE 21.35%
  • ROE 20.81%
  • Sales Growth (3Y) -1.43%
  • Face Value (3Y) 10.00
Trend Analysis
  • Short Term Trend :
    Up
  • Medium Term Trend :
    Up
  • Long Term Trend :
    Up

Are you friends with trend?

There is a saying in stock market, "Trend is your best friend"

It means, a good trader doesn't place his money against the trend. Many new traders lose money because they are trying to catch trend reversals but seasoned traders wait for a clear trend to emerge before taking the trade in the direction of trend.

Day Technicals

What is Opening Range Breakout?

An opening range breakout is breaking out of the day's range after a stock has moved for some time in a sideways trend. In technical terms, its a breakout from the support and resistance level in an upward or downward trend.

NR7

What is NR7 trading strategy?

Narrow Range trading strategy or NR7 Trading strategy is a breakout based method which assumes that the price of security trends up or down after a brief consolidation in a narrow range.

Opening Price clues

How to use Opening Price Clues in your trades?

If the stock has same open and high after it has traded for some time, it implies there was a consistent selling pressure that didn't allow the stock to move higher from the opening price. Similarly, if the stock has same open and low price, it implies there was a consistent buying intent that kept the stock price above the opening price.

Day High Low Range
TIME LOWEST HIGHEST
10 AM 625.00 650.70
11 AM 625.00 650.70
12 PM 625.00 650.70
1 PM 625.00 650.70
2 PM 625.00 650.70
3 PM 625.00 650.70
Japanese Candlestick Patterns
Candle Pattern 1 :None
Candle Pattern 2 : None
Candle Pattern 3 :None
Candlestick Price Action
Outside Day
Pivot Points
Name S4 S3 S2 S1 Pivot Points R1 R2 R3 R4
classic 587.77 604.47 621.17 628.83 637.87 645.53 654.57 671.27 687.97
woodie's 602.26 618.96 624.58 635.65 641.28 652.35 657.98 669.05 685.75
fibonacci - 621.17 627.54 631.49 637.87 644.25 648.19 654.57 -
camarilla 627.32 631.91 633.44 634.97 -- 638.03 639.56 641.09 645.68
Past Performance & Moving Averages
Day’s LOW HIGH RANGE SMA PERFORMANCE Nifty
10 DAY 630.20
688.50
655.13 -2.97 % 2.25 %
20 DAY 587.75
688.50
634.06 3.00 % 4.01 %
50 DAY 555.95
688.50
598.38 14.07 % 10.93 %
100 DAY 555.95
688.50
600.35 7.34 % 14.80 %
200 DAY 340.00
688.50
554.30 37.18 % 48.91 %
YTD 340.00
688.50
561.21 3.27 % 7.80 %
52 Week 340.00
688.50
555.62 10.29 % 9.87 %

Why are moving Averages important in technical Analysis?

An opening range breakout is breaking out of the day's range after a stock has moved for some time in a sideways trend. In technical terms, its a breakout from the support and resistance level in an upward or downward trend.

Gaps On Day Chart
Unfilled Gap Up On 2020-07-03
558.00 ~ 552.50 SUPPORT
Industry Growth Rate

In Last 1 Year the industry has grown by 13.64 %

In Last 5 Year the industry has grown by 14.41 %

Peer comparison

Sales

COMPANY NAME201420152016201720182019
HDFCLIFE17166.0027215.0018141.0030647.0032260.0038391.00
MFSL11619.0014907.0011710.0015247.0016338.0019498.00
ICICIPRULI21888.0034453.0020849.0037816.0038832.0041463.00
Total 16891.00 25525.00 16900.00 27903.33 29143.33 33117.33

Financial

LAST FISCAL CURRENT GROWTH 10 YEAR CAGR
S.NO. COMPANY NAME MARKET CAP CMP BOOK VALUE EPS STOCK P/E ROE ICR REVENUE NET PROFIT NPM REVENUE NET PROFIT REVENUE NET PROFIT
1 HDFC Life Insurance Company Ltd 128494.56 636.70 31.48 6.33 92.17 0.63 82.38% 38391.00 1278.00 3.33% 19.00% 15.45%
2 SBI Life Insurance Company Ltd 87613.28 875.70 84.85
3 ICICI Prudential Life Insurance Company Ltd 67119.01 467.50 52.36 7.93 60.19 0.79 33.17% 41463.00 1139.00 2.75% 6.78%
4 Max Financial Services Ltd 17207.39 637.55 79.64 9.75 49.61 4.87 18.78% 19498.00 263.00 1.35% 19.34% 15.78%
Sales

What is Sales Trend ?

Sales trend is a methodology to understand sales results which helps in understanding the trends of the market over a specific period of time. Sales results are an indicative of the sales patterns followed by the customer over a time period.

Profitability

What is Profit & EPS Trend ?

EPS Trends was initially built in late 2015 when I was just getting into frontend development. Coming from a background in Rails, I was frustrated with how many decisions you had to make early on as a javascript developer.

Net Profit
EPS

What is EBITDA Margin & EBIT Margin ?

Corporate accounting is required to adhere to the standards and practices collectively referred to as the generally accepted accounting principles. EBITDA is an excellent way for corporate accountants to start compiling data, but it should not be considered an absolute result. This is due to the fact that many consider EBITDA more of a broad stroke than a definitive form of accounting practice.

EBITDA Margin
EBIT Margin
NPM
Cash Flow

Why is the Cash Flow Analysis important?

A business needs cash to pay its expenses, to pay bank loans, to pay taxes and to purchase new assets. A cash flow report determines whether a business has enough cash to do exactly this.

Operating Activities
Financing Activities
Investing Activities
Financial Health

What Is Financial Health?

Financial health is a term used to describe the state of one's personal monetary affairs. There are many dimensions to financial health, including the amount of savings you have, how much you’re putting away for retirement, and how much of your income you are spending on fixed or non-discretionary expenses.

Debt to Equity
Piotroski Score
  • 0
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9

What Is the Piotroski Score?

The Piotroski score is a discrete score between 0-9 that reflects nine criteria used to determine the strength of a firm's financial position.

Altman Z Score (Mfg Company)
  • -10.85
    Distress (< 1.81)
  • Caution (>1.81 < 2.99)
  • Safe (3 & above)
Altman Z Score (Non-Mfg Company)
  • -98.27
    Distress ( < 1.23)
  • Caution (>1.23 < 2.6)
  • Safe (2.6 & above)
Valuation

What Is Valuation?

Valuation is the analytical process of determining the current (or projected) worth of an asset or a company. There are many techniques used for doing a valuation. An analyst placing a value on a company looks at the business's management, the composition of its capital structure, the prospect of future earnings, and the market value of its assets, among other metrics.

HDFCLIFE: Future
TRADING SYMBOL OI VOLUME LAST PRICE LOT SIZE EXPIRY DATE
HDFCLIFE20DECFUT 21011100.00 32638100.00 653.00 1100 2020-12-31
HDFCLIFE21JANFUT 250800.00 364100.00 655.40 1100 2021-01-28
HDFCLIFE21FEBFUT 37400.00 41800.00 657.80 1100 2021-02-25
ROLLOVER COST: 0.37% (INR 2.40)
ROLLOVER%:1.35%
What is the significance of Rollover data?

Rollover in an important data point and should be analyzed in the expiry week. Rollover involves carry forwarding of ‘futures’ positions from one series (which is nearing expiry date) to the next one.

Rollover percentage actually indicates whether the traders are willing to carry forward their existing. positions (long or short) to the next series or not. Generally, the rollover figures alone will not indicate which direction traders are betting on. You should also check whether absolute open interest is increasing or decreasing over expiries

What is Options Max Pain Theory?

Options Max Pain Theory suggests,

“On option expiration day, the underlying stock price often moves toward a point that brings maximum loss to option buyers.”

Ratio Analysis

The Bank was incorporated in the year 2004 by Rana Kapoor and Late Ashok Kapur, which is a new age private sector bank. And since the inception of the bank has fructified into a “Full-Service Commercial Bank,” it has steadily built Corporate and Institutional Banking, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business and Transaction Banking, and Wealth Management business lines across the whole country.

It is well-equipped to offer a spectrum of products and services to all the corporate and retail customers.

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Bulk Deals
Symbol Name Deal Date Client Name Transcation Type Quantity Price
HDFCLIFE 2020-03-27 STANDARD LIFE (MAURITIUS HOLDINGS) 2006 LTD S 50000000.00 441.24
HDFCLIFE 2019-10-30 EURO PACIFIC GROWITH FUND P 31103517.00 575.53
HDFCLIFE 2019-10-30 STANDARD LIFE (MAURITIUS HOLDINGS) 2006 LTD S 100000000.00 575.15
HDFCLIFE 2019-08-14 CAPITAL WORLD GROWTH AND INCOME FUND P 14160294.00 480.38
HDFCLIFE 2019-08-14 STANDARD LIFE (MAURITIUS HOLDINGS) 2006 LTD S 67100000.00 480.70
Block Deals
Symbol Name Deal Date Client Name Transcation Type Quantity Price
Dividend history
Ex Date Amount
2019-03-14 1.63
2017-12-15 1.36
Bonus Data
Company Name Split Date From Value To Value
Split Data
Company Name Split Date From Value To Value