Ujjivan Small Finance Bank (Ujjivan SFB), previously known as Ujjivan Financial Services Limited, is an Indian banking company that offers a range of financial services, including deposits, loans, and insurance. It was founded in 2005 as a microfinance company and became a small finance bank in 2017 after receiving a banking license from the Reserve Bank of India (RBI).

In recent years, Ujjivan SFB has expanded its product offerings and customer base, and has also gone public with its IPO in 2019. The bank has reported a strong performance in terms of growth in customer base and loan portfolio, as well as an improvement in operational efficiency and asset quality.

As of September 30, 2022, Ujjivan SFB had a total revenue of INR 6,066 crore and a net profit of INR 774 crore. The bank's product mix includes microfinance loans, small and medium-sized enterprise (SME) loans, affordable housing loans, and other retail loans.

The major growth drivers for the bank's future are expected to be the continued expansion of its loan portfolio and customer base, as well as the development of new products and services to cater to the evolving needs of its customers.

In terms of industry analysis, Ujjivan SFB operates in the small finance banking (SFB) sector in India, which is a highly competitive and rapidly growing market. The bank's major competitors include Bandhan Bank, Equitas Small Finance Bank, Jana Small Finance Bank, and Aavas Financiers, among others.