ICICI Bank Q2 Results FY27 Date Out: Key Details Investors Should Know
The countdown to ICICI Bank Q2 results FY27 has begun, with India’s second-largest private sector lender confirming when investors can expect its July-September earnings. The result could offer fresh clues on loan growth, margins, asset quality and the outlook for the banking sector.
ICICI Bank has scheduled its Board of Directors meeting for Saturday, October 17, 2026, to consider and approve its unaudited standalone and consolidated financial results for the quarter and six months ended September 30.
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ICICI Bank Q2 results FY27 date and time explained
ICICI Bank will consider its Q2 FY27 results on October 17. The bank has not specified an exact announcement time in its exchange filing.
However, there is a timing clue investors may watch. ICICI Bank announced its previous second-quarter earnings at around 2:20 pm on July 18, 2026. If the lender follows a similar schedule, the Q2 FY27 results could arrive around the same time.
The actual release time, however, should be confirmed through the bank’s exchange filing.
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Q2 FY27 key dates
| Particular | Details |
|---|---|
| Q2 FY27 results | Saturday, October 17, 2026 |
| Period covered | July–September 2026 |
| Board meeting | October 17, 2026 |
| Trading window closure | October 1–19, 2026 |
| Announcement time | Not officially specified |
| Expected timing | Around the previous quarter’s release time, but this is only an expectation |
The 2:20 pm timing should not be presented as confirmed. ICICI Bank’s filing confirms the October 17 board meeting, but does not specify the exact time at which the results will be released. The previous-quarter timing can be mentioned as a historical reference, not as a scheduled announcement time.
ICICI Bank Q1 results provide the base for Q2 expectations
ICICI Bank enters the Q2 results season after reporting strong Q1 FY27 numbers.
Standalone net profit increased 15.9% year-on-year to Rs 14,805 crore, compared with Rs 12,768 crore in the year-ago quarter.
Net interest income, or NII, rose 12.7% to Rs 24,384 crore, from Rs 21,635 crore.
The bank’s net interest margin, or NIM, stood at 4.36%, slightly higher than 4.34% a year earlier and 4.32% in the March quarter.
Core operating profit also increased 15.6% year-on-year to Rs 20,235 crore.
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Q1 FY27 provides the benchmark
ICICI Bank entered Q2 FY27 after a strong June quarter.
According to the bank’s official Q1 FY27 performance review:
- Standalone PAT: ₹14,805 crore, up 15.9% YoY
- NII: ₹24,384 crore, up 12.7% YoY
- NIM: 4.36%
- Core operating profit: ₹20,235 crore, up 15.6% YoY
- Total advances: ₹16.31 lakh crore, up 19.6% YoY
- Deposits: ₹18.34 lakh crore, up 14.0% YoY
- Net NPA: 0.35%
- CET-1 ratio: 16.19% ICICI Bank
These are more useful benchmarks for Q2 than a generic “revenue” estimate because NII, NIM, advances, deposits, provisions and asset quality drive the core economics of a bank.
What analysts expect from ICICI Bank Q2 results
Market estimates point to average Q2 revenue of around Rs 338.71 billion, with estimates ranging from Rs 336.43 billion to Rs 341 billion.
The estimates imply roughly 16.38% year-on-year growth.
For investors, the headline revenue number will only be one part of the story. The quality of loan growth, deposit mobilisation and margins could have a bigger influence on the stock’s reaction.
Key Financial Benchmarks & Market Expectations
ICICI Bank enters the Q2 FY27 earnings season with strong operating momentum after a robust June quarter. Its Q1 FY27 standalone PAT rose 15.9% YoY to ₹14,805 crore, while NII increased 12.7% to ₹24,384 crore and NIM stood at 4.36%.
- Q2 FY27 expectations: The cited consensus figure of ₹338.71 billion should be retained only if the source clearly identifies what this metric represents. It is better to specify the exact measure—such as total income or another revenue measure—rather than label it simply as “sales”.
- Q1 FY27 earnings base: Standalone PAT increased 15.9% YoY to ₹14,805 crore, compared with ₹12,768 crore a year earlier. Core operating profit rose 15.6% YoY to ₹20,235 crore.
- Net interest performance: NII grew 12.7% YoY to ₹24,384 crore, while NIM improved to 4.36%, versus 4.34% in Q1 FY26 and 4.32% in Q4 FY26.
- Credit growth: Total advances increased 19.6% YoY to ₹16.31 lakh crore at June 30, 2026, while deposits grew 14% to ₹18.34 lakh crore.
- Asset quality: Net NPA was 0.35% at June 30, while Q1 provisions excluding tax were ₹1,260 crore, down from ₹1,815 crore a year earlier.
Asset quality and margins will be key triggers
Investors will closely monitor asset quality, provisions and credit growth when ICICI Bank announces its Q2 FY27 results.
The sustainability of the bank’s NIM will also be important. Any pressure on margins could affect earnings expectations even if loan growth remains healthy.
Deposit growth is another key factor because banks need strong deposit mobilisation to support credit expansion.
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ICICI Bank trading window remains closed
ICICI Bank said its trading window for designated persons, including directors and their immediate relatives, will remain closed from October 1 to October 19, 2026.
The restriction covers dealing in the bank’s securities around the Q2 FY27 results period.
3 Key Metrics Under Watch
- Credit vs Deposit Growth: Advances grew 19.6% YoY, versus 14% growth in deposits in Q1 FY27. Investors will watch loan growth, deposits and CASA trends.
- NIM & Margins: NIM stood at 4.36% in Q1. The key question is whether ICICI Bank can sustain margins amid funding-cost pressures.
- Asset Quality & Provisions: Net NPA was 0.35%, while the bank held ₹13,100 crore in contingency provisions. Investors will track NPAs, slippages and credit costs.
Also watch: Fee income grew 23.5% YoY to ₹7,286 crore in Q1, making it an important contributor to earnings growth.
Here’s what happened today and why traders reacted
ICICI Bank’s earnings schedule comes as the broader Q2 FY27 results season starts taking shape.
Major IT companies, including Infosys, TCS and HCL Technologies, have already started announcing their earnings schedules, while banks are now joining the calendar.
For traders, ICICI Bank’s Q2 results will be important because the lender’s performance can influence sentiment across private banking and financial stocks.
The bank’s shares closed 0.30% lower at Rs 1,339.50, compared with the previous close of Rs 1,343.50.
What ICICI Bank Q2 results could mean for investors
The October 17 results could become an important near-term trigger for ICICI Bank shares and the broader private banking sector.
A combination of strong loan growth, stable margins, controlled provisions and healthy asset quality could support sentiment. Conversely, weaker margins or higher provisions could put pressure on the stock.
With ICICI Bank shares currently around Rs 1,339.50, investors will be watching whether the Q2 numbers justify the market’s existing expectations.
The bigger question is not simply whether ICICI Bank Q2 results FY27 beat estimates. Investors will want to know whether the bank can maintain its earnings momentum through the second half of FY27.
