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Trading and Investment Terms

Automated Teller Machine (ATM)

An Automated Teller Machine or ATM is an electronic banking outlet that enables customers to carry on essential transactions without the need of a bank representative. Anybody with a credit or debit card can get to most ATMs. Although, certain credit cards, may experience more difficulty.


ATMs are advantageous, enabling consumers to perform quick, self-serve transactions from day to day banking operations like deposits and withdrawals to increasingly complicated transactions like bill payments and transfers.


The first ATM showed up in London in the year 1967, and in under 50 years, ATMs spread around the world, securing a presence in each significant nation and even tiny little island countries,like Kiribati and the Federated States of Micronesia.


Since its first appearance, the prevalence of ATM machines has consistently been on the ascent. There are more than 3.5 million ATMs being used over the world. They are likewise known in different parts of the globe as automated bank machines (ABM) or simply bank machines.


There are two essential sorts of ATMs. Fundamental units only permit customers to withdraw money and get updated account balances. The more complicated machines accept deposits, have features like line of credit payments, transfers, and report account data.

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