Finbud Financial IPO
Finbud Financial IPO
Overview
Finbud Financial IPO is a book build issue of ₹71.68 crores. The issue is entirely a fresh issue of 0.50 crore shares of ₹71.68 crore. Finbud Financial IPO opens for subscription on Nov 6, 2025 and closes on Nov 10, 2025. The allotment for the Finbud Financial IPO is expected to be finalized on Nov 11, 2025. Finbud Financial IPO will list on NSE SME with a tentative listing date fixed as Nov 13, 2025. Finbud Financial IPO price band is set at ₹140.00 to ₹142.00 per share . The lot size for an application is 1,000. The minimum amount of investment required by an individual investor (retail) is ₹2,84,000.00 (2,000 shares) (based on upper price). The minimum lot size investment for HNI is 3 lots (3,000 shares), amounting to ₹4,26,000. SKI Capital Services Ltd. is the book running lead manager and Skyline Financial Services Pvt.Ltd. is the registrar of the issue. The Market Maker of the company is SKI Capital Services Ltd..
Total Shares
50,48,000
Issue Size
₹71.68 Cr
Price Band
₹140 – ₹142
Lot Size
1000 shares
Min. Investment
₹2,84,000
Max. Investment
₹2,84,000
Open Date
06 Nov, 2025
Close Date
10 Nov, 2025
Allotment
11 Nov, 2025
Listing
13 Nov, 2025
Max. Investment
₹2,84,000
Announced
06 Nov, 2025
Opening Date
06 Nov, 2025
Closing Date
10 Nov, 2025
Basis of Allotment
11 Nov, 2025
Initiation of Refunds
12 Nov, 2025
Credit of Shares
12 Nov, 2025
Listing Date
13 Nov, 2025
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About Finbud Financial IPO
Incorporated in July 2012, Finbud Financial Services Limited is a loan aggregation platform in India, assisting individuals in obtaining personal, business, and home loans from banks and non-banking financial companies.
Services:
- Offer Comparison: Finbud helps customers compare loan offers from multiple lenders.
- Recommend products:;Finbud advises customers on the best loan product.
- Documentation: Finbud helps customers with the loan documentation pro
Finbud Financial IPO Share Price
Issue Breakdown
Shareholding
Dilution: 36.1% increase in shares
Finbud Financial IPO Promoters Holding
Finbud Financial IPO Financial Health
Finbud Financial Services Ltd.'s revenue increased by 17% and profit after tax (PAT) rose by 50% between the financial year ending with March 31, 2025 and March 31, 2024.
Finbud Financial IPO Lot Size
Investors can bid for a minimum of 2,000 shares and in multiples of 1,000 shares thereof. The following table depicts the minimum and maximum investment by Individual Investors (Retail) and HNI in terms of shares and amount.
| Application | Lots | Shares | Amount |
|---|---|---|---|
| Individual investors (Retail) (Min) | 2 | 2000 | ₹2,84,000 |
| Individual investors (Retail) (Max) | 2 | 2000 | ₹2,84,000 |
| S-HNI (Min) | 3 | 3000 | ₹4,26,000 |
| S-HNI (Max) | 7 | 7000 | ₹9,94,000 |
| B-HNI (Min) | 8 | 8000 | ₹11,36,000 |
(All values in CR)
Finbud Financial IPO Valuations
The market capitalization of Finbud Financial IPO is ₹270.50 Cr. KPI as of Mon, Mar 31, 2025.
| Metric | Value |
|---|---|
| ROE | 23.61 |
| ROCE | 32.11 |
| Debt/Equity | 0.51 |
| RoNW | 23.61 |
| PAT Margin | 3.81 |
| EBITDA Margin | 6.57 |
| Price to Book Value | 5.53 |
| Market Capitalization | 270.50 |
(All values in CR)
Finbud Financial IPO Strength & Risk
Finbud Financial IPO Strength:
- Wide agent network providing strong market penetration across various regions.
- Hybrid business model combining offline agent channels with digital lending platforms.
- Strong relationships with banks and NBFC partners ensuring access to credit lines.
- Technology-driven operations using analytics for customer profiling and credit assessment.
- Demonstrated growth in revenue and profitability indicating operational efficiency.
- Focused approach towards financial inclusion and expanding access to credit.
- Experienced management team with deep knowledge of the financial services industry.
- Consistent expansion of product portfolio to meet diverse customer needs.
Finbud Financial IPO Risk:
- Heavy reliance on agent network for business generation and customer acquisition.
- Dependency on a limited number of lending partners may affect operational flexibility.
- Exposure to interest rate changes that could impact borrowing and lending margins.
- Seasonal variations in loan demand may lead to inconsistent revenue flow.
- Competitive market landscape with pressure from established and emerging players.
- Regulatory and compliance risks associated with the financial services sector.
Finbud Financial IPO Subscriptions Status
Finbud Financial IPO subscribed 4.43 times. The public issue subscribed 2.80 times in the individual investors category, 4.33 times in QIB (Ex Anchor), and 8.38 times in the NII category by November 10, 2025 5:54:59 PM (Day 3).
| Investor Category | Subscription (times) | Shares Offered | Shares bid for | Total Amount (Rs Cr.) |
|---|---|---|---|---|
| Anchor | 1.00 | 14,37,000 | 14,37,000 | 20.405 |
| Market Maker | 1.00 | 2,53,000 | 2,53,000 | 3.593 |
| QIB (Ex Anchor) | 4.33 | 9,58,000 | 41,46,000 | 58.873 |
| Non-Institutional Buyers | 8.38 | 7,20,000 | 60,31,000 | 85.64 |
| bNII (bids above ₹10L) | 10.63 | 4,80,000 | 51,02,000 | 72.448 |
| sNII (bids below ₹10L) | 3.87 | 2,40,000 | 9,29,000 | 13.192 |
| Individual Investors (IND category bidding for 2 Lots) | 2.80 | 16,80,000 | 47,00,000 | 66.74 |
| Total | 4.43 | 33,58,000 | 1,48,77,000 | 211.253 |
Finbud Financial IPO GMP
Finbud Financial SME IPO last GMP is ₹0, last updated Nov 10th 2025 05:37 PM. With the price band of 142.00, Finbud Financial SME IPO's estimated listing price is ₹142 (cap price + today's GMP).The expected percentage gain/loss per share is 0.00%.
Last updated 10 Nov, 2025 · Source: aggregated grey-market dealers
| Date | IPO Price | GMP | Sub2 Sauda | Est. Listing | Est. Profit | Updated |
|---|---|---|---|---|---|---|
| 10 Nov, 2025 | 142 | ₹0 | - | ₹142 (0.00%) | - | 10 Nov, 2025 |
| 09 Nov, 2025 | 142 | ₹0 | - | ₹142 (0.00%) | - | 09 Nov, 2025 |
| 08 Nov, 2025 | 142 | ₹0 | - | ₹142 (0.00%) | - | 08 Nov, 2025 |
| 07 Nov, 2025 | 142 | ₹0 | - | ₹142 (0.00%) | - | 07 Nov, 2025 |
| 06 Nov, 2025 | 142 | ₹0 | - | ₹142 (0.00%) | - | 06 Nov, 2025 |
| 05 Nov, 2025 | 142 | ₹0 | - | ₹142 (0.00%) | - | 05 Nov, 2025 |
| 04 Nov, 2025 | 142 | ₹0 | - | ₹142 (0.00%) | - | 04 Nov, 2025 |
| 03 Nov, 2025 | 142 | ₹0 | - | ₹142 (0.00%) | - | 03 Nov, 2025 |
| 01 Nov, 2025 | 142 | ₹0 | - | ₹142 (0.00%) | - | 01 Nov, 2025 |
| 31 Oct, 2025 | 142 | ₹0 | - | ₹142 (0.00%) | - | 31 Oct, 2025 |
| 30 Oct, 2025 | 142 | ₹0 | - | ₹142 (0.00%) | - | 30 Oct, 2025 |
Disclaimer: GMP is an unofficial signal from grey-market dealers and is not regulated by SEBI. Use it alongside subscription data and other research for informed decision-making.
How to Apply for Finbud Financial IPO
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Open Zerodha, Upstox, Groww, Angel One, or any brokerage app.
Go to IPO Section
Find Finbud Financial IPO under the IPO section. Select it and enter your bid details — choose lot size and price (cut-off price recommended).
Enter UPI ID and Submit
Provide your UPI ID linked to your bank account and submit the application.
Approve Mandate on UPI App
Open your UPI app (Google Pay, PhonePe, Paytm, BHIM) and approve the IPO payment request.
Application Confirmed
Your funds will be blocked in your account until the IPO allotment process is completed.